How to Invest in Chipper Cash [Step By Step]

how to invest in chipper cash

Today, we’ll be looking at how to invest in chipper cash and make money if it works. Chipper cash allows you to buy fractional stock shares with as little as $1.

Own shares of Facebook, Amazon, Apple, Google, Nike, Netflix & 1000’s more publicly traded companies with the Lowest commissions and Fastest trade execution.

It provides seamless buying and selling of companies’ stocks around the globe with its beginner-friendly user interface.

You get real-time data and a chart of how the market is going within a dashboard. This will enable you to either keep the stock or sell it off.

There’s customer service to help you answer all your questions when one arises, this is added advantage to the platform.

When you use your account regularly, you get daily market tips, stocks that will likely perform well, and cashback bonuses.

The best part is that it uses the official exchange rates for those investing from Nigeria.

What Is Chipper Cash?

Chipper cash is a fintech company that is backed up by venture-capital entities that deal with the sales of stocks and provide cross-border payments in parts of African countries, the US, and the UK.

Chipper cash provides solutions for businesses and merchants that want to process online payments and in-store payments, locally and internationally.

The fintech company enables you to invest in stocks globally with over 1000 popular companies’ stocks available for sale on the platform.

Chipper cash gives free and instant peer-to-peer cross-border payments in some parts of African countries, including the US and the UK.

With chipper cash, you can pay all your utility bills within a period of minutes. This is possible because chipper cash has an easy and beginner-friendly user interface.

In addition, you can buy cryptocurrencies on the platform but very few cryptocurrencies are available for sale as of the time of writing this content.

How Does Chipper Cash Work? 

In order to invest in chipper cash, you need to create an account with them and get it verified.

If you already have an account with them that is fine, but if you are a new user, the next headline of this content will teach you how to create a chipper cash account.

After creating your account and verifying it, you will head over to the stock section which is on the homepage of the app.


Here, you will supply more information like your address, and identity card, and the customer service will review and get back to you within minutes.

After that, you need to fund your account and go to the investment tab back to begin investing in shares on the platform.

How To Register a Chipper Cash Account

Here, we will be looking at the step-by-step tutorial on how to register a chipper cash account from the beginning to the end.

Let’s start!

Firstly, go to the play store or app store for IOS users, click on the search button and type “chipper cash” and hit install the install button.

After it has been successfully installed on your mobile device, the next thing you need to do is to launch the app.

Upon successfully launching the app, you will be redirected to the homepage with the tag “Welcome to Chipper”.

You will have two options, either to log in to an existing account or create a new one.

Since you are just starting out with chipper cash, click on the “open free account” as shown on the screenshot.

Chipper cash homepage

The next page, will ask you to sign up with either an email or phone number, by default, we have a phone option but you can easily switch by clicking on the “Use Email” button on the left-hand side.

Now, put it your email or phone number and click next as you can see below.

chipper cash sign-up 2

A 6-digit code will be sent to the number or email, get the code and put it on the box provided for that by chipper cash.

It will automatically verify if the code is correct and the next page will ask you to select your primary purpose for using the app.

You have an option to select 1 minimum and 3 max. I personally selected 3 options as you can see below.

primary purpose for using chipper cash

After your selections, click on next and the next page will ask you to put your legal name as it appears on your government-issued ID.

You actually need to put the correct names as they appear so that it won’t affect you when you want to get your account verified.

Put the accurate names and click next then you will need to supply your birthday date on the next page.

Upon successfully supplying your birthday date, the next page will ask you to supply your chipper tag. The chipper tag is your identity on the platform.

You can also refer to this as a username that you supply when you open your social media accounts.

After that, click next and you will be asked to put in your current home address if you don’t want to type this.

Just click on “Use my Phone Location” as shown below and the address will be filled up. You on the other hand need to confirm if everything is correct and click on the Next button.

On the next page, you will be asked to put in your nationality, the city, and the gender that is on your ID like the one below, and click on next after supplying that.

The next page will ask for your unique 4-digit pin, put in that, and confirm it by typing it again. 

The next page will ask if you want to add additional security methods like fingerprint or face ID unlocked.

You either click enabled or click “Not Now” and the next page will show you a welcome message.

Boom, you have successfully created a chipper cash account but it is not verified yet, I recommend you check this post to learn how to verify a chipper cash account.

How To Invest in Chipper Cash Stocks

In order to invest in chipper cash, your account must have been successfully verified.

To begin, you need to click on the investing icon on the homepage and follow the prompts to supply pieces of information about yourself.

investing icon

After successful activation of the investment option, you will see the stocks that are available for sale on the network.

Before you can start your investment, you need to fund your account with any payment method of your choice that is available on the platform.

Note: You fund your personal chipper cash account and that is where the money will be debited from at the point of buying the stock.

After your account has been funded, go to the investment tab and click on the stock you will like to invest in, if you can’t find it, you can also use the search button.

You will be asked to input the amount of stock you want to buy. You will put this amount in your local currency and you will the exchange rate of what you are getting in return in dollars.

Click on the invest button if you are okay with the exchange rate and boom you have successfully invested in the stock.

Repeat the same process to buy more shares and after that, keep an eye on your investment to see how the market is going.

Note: You can buy and sell shares back instantly if you change your mind or realize profit within a short time.

Stocks Available In Chipper Cash 

They’re over a thousand stocks available on chipper cash but here are a few popular ones you might want to know about.

  • Pepsico, Inc
  • Coca-Cola Company
  • HP Inc
  • Microsoft Corporation
  • Alibaba Group
  • Apple, Inc
  • Amazon Inc
  • Tesla, Inc
  • Chevron Corporation
  • Google Inc
  • Netflix
  • Nike Inc, etc.

Chipper Cash FAQ

Can you Invest in Chipper cash?

Yes, you can invest in chipper cash but what you are investing in chipper cash is stocks that are available on the platform and not on the company itself.

How do you make money with Chipper cash?

You can make money with chipper cash by buying and selling companies’ shares and by referring your friend using the “earn” option.

How do I Invest in Bitcoin With Chipper cash?

You can invest in bitcoin by using the invest option on the app. However, this option isn’t available for Nigerian users as of the time of writing this content, this is due to CBN policy.

Can I trade bitcoin on Chipper cash?

Yes, you can trade bitcoin on chipper cash, the trade in chipper cash means you can buy and sell bitcoin on the platform within minutes.


I hope this content gives you an insight on “how to invest in chipper cash” and how the entire platform works.

Reading is not enough, putting what you have learned into action makes it stick into your brain and become a pro with time.

The good news is that the app is easy to navigate around and beginner’s friendly as well.

If you have any questions so far concerning “How to invest in chipper cash”.

Use the comment section below and I’ll personally reply as soon as possible.

If you find this content helpful, do share it on your social media accounts, someone might need to read this.

Olaadura Oyekunle

Olaadura Oyekunle is a blogger and content writer that helps B2B, B2C, and SaaS companies create high-performing long-form blog posts that rank high and generate leads.

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