How to make money with the Reaprite app in 2023

Are you a Reaprite user that wants to learn how to make money with the Reaprite app? Then you’ve come to the right place.

This post will teach you how to make money online as a Reaprite user. And if, for some reason, you do not have the Reaprite app installed on your mobile phone, simply download the app from Google Play Store if you are an android user or App Store if you’re an iPhone user. 

Register your account using the referral code – 25803771 and get N250 sign-up bonus.

That being said, let’s dive into the business of the day.

How to make money with the Reaprite app

Reaprite homepage

There are two significant ways to make money with the Reaprite app- accrued interests and referrals.

As you already know, Reaprite is a fintech company that allows users to save money online instead of saving it with traditional banks like the First bank, Zenith, etc. Reaprite promises high-interest rates when you save money with them compared to traditional banks and doesn’t even charge any fee for maintenance.

Let’s quickly examine Reaprite savings and their interest rates.

  • Reaprite savings

Reaprite allows users to earn up to 16% interest per annum on their savings and deposits. The platform has four savings plans users can choose from. Let’s explore them:



This short-term savings plan allows users to start saving money from N500. You can choose a saving duration between 3-12 months. The interest rate is 12% per annum. If you saved up to N500,000 in 12 months, your interest would be N60,000. I don’t know if any bank in Nigeria has such interest rates.

With the Reapquick plan, you can select a duration of 3, 6, 9, and 12 months, the maturity date (when you intend to withdraw your savings), frequency (how often you will be deposited into your account), and how much you are targeting to save.

Reaprite has a cool feature called “Auto top-up.” The auto top-up feature, when enabled, automatically debit your wallet to ensure you are on track with your savings goal.

To ensure you keep up with your savings goal, breaking your savings before the maturity date attracts a 2% fee on the amount you withdraw from your savings account.



This savings plan is for those who intend to start their savings journey with N100,000. This plan allows users to start with a minimum of N100,000. Unlike the Reapquick savings plan, the Reapplus savings plan cannot be broken before the maturity date.

Another critical difference between the Reapquick and Reapplus plans is the duration.

While the Reapquick plan allows a duration from 3 months to 12 months, the Reapplus plan starts from 6 months.

The interest rate on the Reapplus plan is 12.5%. This means if you save N500,000, your interest will be N62,500.



The Reapmax savings plan starts from a million naira upwards. The minimum savings duration is nine months. Like the Reapplus plan, you can break your savings before maturity. Your money is locked till the maturity date.

The interest rate for this plan is 14%. This means saving N5 million gives you interest of N700,000 at the end of the year.


The Reapgoal is a personal and village savings plan. As the name suggests, the personal saving plan is a savings plan you create and customize to suit your taste. You determine the duration, unlike the other savings plan.

For the village plan, you create a saving plan for yourself and a group of people- maybe family and friends. This plan encourages users to save with like-minded people, making it easier to hit their savings goals.

The target and village savings plan have an interest rate of 12% per annum.

Reaprite refer and earn program.

The refer and earn program by Reaprite allows users to share a referral code with people, allowing them to make money.

This is how it works.

  1. You sign up on Reaprite.
  2. Get your referral code.
  3. Share your referral code and earn N250 on each referral.

It’s that simple. So, if you can refer 100 people monthly, you will be making N25,000 on the side.

If getting 100+ people to sign up on Reaprite using your referral code seems daunting, I’ve got you covered. Check out this article on the Reaprite referral code. In the article, I share how to make money by sharing the referral code.


Reaprite app presents not just a means to save money, but also a means to make money online. You just need to start saving on the platform and patiently watch as your money multiplies.

This brings us to the end of this post. If you have any questions, kindly let me know in the comments below.

Similar Posts

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.